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Credit Bureaus & Rating Agencies in the US Industry Data and Analysis
Credit bureaus and rating agencies in the US have experienced notable growth in recent years due to heightened demand for information. The reliance on data analytics has driven increased interest in these services, which provide vital information on creditworthiness for both individuals and businesses. This has been particularly significant as businesses and individuals seek to make well-informed financial decisions. Despite economic challenges throughout the period, inflationary pressures and high interest rates, the industry has thrived and profit has climbed, indicating its resilience and the critical nature of the services it offers in a data-driven economy.
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What's included in this industry analysis
IBISWorld's research coverage on the Credit Bureaus & Rating Agencies industry in the United States includes market sizing, forecasting, data and analysis from 2015-2030. The most recent publication was released December 2025.
About this industry
What's this industry report about?
The Credit Bureaus & Rating Agencies industry in the United States operates under the NAICS industry code 56145. This industry comprises companies that provide information, outlooks and ratings on the creditworthiness of particular companies, individuals, securities or financial institutions. The industry can be divided into two primary groups: credit bureaus and credit rating agencies (CRAs). Credit bureaus offer services related to consumer credit information, while CRAs generally focus on businesses, governments, securities and financial markets. Related terms covered in the Credit Bureaus & Rating Agencies industry in the United States include database marketing, fair and accurate credit transactions act (facta) , credit rating agency (cra), credit bureau agency, collateralized debt obligations (cdos), mortgage-backed securities (mbss), recognized statistical rating organization and investment grade.
What's included in this industry?
Products and services covered in Credit Bureaus & Rating Agencies industry in the United States include Individual credit reports and rating services, Commercial credit reports and rating services and Debt collection and risk management services.
What companies are included in this industry?
Companies covered in the Credit Bureaus & Rating Agencies industry in the United States include S&P Global Inc., Standard & Poor's and Moody’s Corporation.
Performance
What's included in the Performance chapter?
The Performance chapter covers detailed analysis, datasets, detailed current performance, sources of volatility and an outlook with forecasts for the Credit Bureaus & Rating Agencies industry in the United States.
Questions answered in this chapter include what's driving current industry performance, what influences industry volatility, how do successful businesses overcome volatility, what's driving the industry outlook. This analysis is supported with data and statistics on industry revenues, costs, profits, businesses and employees.
Products & Markets
What's included in the Products and Markets chapter?
The Products and Markets chapter covers detailed products and service segmentation and analysis of major markets for the for the Credit Bureaus & Rating Agencies industry in the United States.
Questions answered in this chapter include how are the industry's products and services performing, what are innovations in industry products and services, what products or services do successful businesses offer and what's influencing demand from the industry's markets. This includes data and statistics on industry revenues by product and service segmentation and major markets.
Geographic Breakdown
What's included in the Geographic Breakdown chapter?
The Geographic Breakdown chapter covers detailed analysis and datasets on regional performance of the Credit Bureaus & Rating Agencies industry in the United States.
Questions answered in this chapter include where are industry businesses located and how do businesses use location to their advantage. This includes data and statistics on industry revenues by location.
Competitive Forces
What's included in the Competitive Forces chapter?
The Competitive Forces chapter covers the concentration, barriers to entry and supplier and buyer profiles in the Credit Bureaus & Rating Agencies industry in the United States. This includes data and statistics on industry market share concentration, barriers to entry, substitute products and buyer & supplier power.
Questions answered in this chapter include what impacts the industry's market share concentration, how do successful businesses handle concentration, what challenges do potential industry entrants face, how can potential entrants overcome barriers to entry, what are substitutes for industry services, how do successful businesses compete with substitutes and what power do buyers and suppliers have over the industry and how do successful businesses manage buyer & supplier power.
Companies
What's included in the Companies chapter?
The Companies chapter covers Key Takeaways, Market Share and Companies in the Credit Bureaus & Rating Agencies industry in the United States. This includes data and analysis on companies operating in the industry that hold a market share greater than 5%.
Questions answered in this chapter include what companies have a meaningful market share and how each company is performing.
External Environment
What's included in the External Environment chapter?
The External Environment chapter covers Key Takeaways, External Drivers, Regulation & Policy and Assistance in the Credit Bureaus & Rating Agencies industry in the United States. This includes data and statistics on factors impacting industry revenue such as economic indicators, regulation, policy and assistance programs.
Questions answered in this chapter include what demographic and macroeconomic factors impact the industry, what regulations impact the industry, what assistance is available to this industry.
Financial Benchmarks
What's included in the Financial Benchmarks chapter?
The Financial Benchmarks chapter covers Key Takeaways, Cost Structure, Financial Ratios, Valuation Multiples and Key Ratios in the Credit Bureaus & Rating Agencies industry in the United States. This includes financial data and statistics on industry performance including key cost inputs, profitability, key financial ratios and enterprise value multiples.
Questions answered in this chapter include what trends impact industry costs and how financial ratios have changed overtime.
Industry Data
What's included in the Industry Data chapter?
The Industry Data chapter includes 10 years of historical data with 5 years of forecast data covering statistics like revenue, industry value add, establishments, enterprises, employment and wages in the Credit Bureaus & Rating Agencies industry in the United States.
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Frequently Asked Questions
What is the market size of the Credit Bureaus & Rating Agencies industry in the United States in 2026?
The market size of the Credit Bureaus & Rating Agencies industry in the United States is $17.6bn in 2026.
How many businesses are there in the Credit Bureaus & Rating Agencies industry in the United States in 2025?
There are 1,280 businesses in the Credit Bureaus & Rating Agencies industry in the United States, which has grown at a CAGR of 1.8 % between 2020 and 2025.
How may import tariffs affect the Credit Bureaus & Rating Agencies industry in the United States?
The Credit Bureaus & Rating Agencies industry in the United States is unlikely to be materially impacted by import tariffs with imports accounting for a low share of industry revenue.
How may export tariffs affect the Credit Bureaus & Rating Agencies industry in the United States?
The Credit Bureaus & Rating Agencies industry in the United States is unlikely to be materially impacted by export tariffs with exports accounting for a low share of industry revenue.
Has the Credit Bureaus & Rating Agencies industry in the United States grown or declined over the past 5 years?
The market size of the Credit Bureaus & Rating Agencies industry in the United States has been growing at a CAGR of 2.7 % between 2020 and 2025.
What is the forecast growth of the Credit Bureaus & Rating Agencies industry in the United States over the next 5 years?
Over the next five years, the Credit Bureaus & Rating Agencies industry in the United States is expected to grow.
What are the biggest companies in the Credit Bureaus & Rating Agencies industry in the United States?
The biggest companies operating in the Credit Bureaus & Rating Agencies industry in the United States are S&P Global Inc., Standard & Poor's and Moody’s Corporation
What does the Credit Bureaus & Rating Agencies industry in the United States include?
Providing individual credit reports and rating services and Offering commercial credit reports and rating services are part of the Credit Bureaus & Rating Agencies industry in the United States.
Which companies have the highest market share in the Credit Bureaus & Rating Agencies industry in the United States?
The company holding the most market share in the Credit Bureaus & Rating Agencies industry in the United States is S&P Global Inc..
How competitive is the Credit Bureaus & Rating Agencies industry in the United States?
The level of competition is high and steady in the Credit Bureaus & Rating Agencies industry in the United States.
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